TL;DR
The Investor Readiness Score (IRS) is a proprietary 0–100 metric developed by Kora Markets to measure prediction accuracy across resolved markets. Unlike self-assessment tools, the IRS is calculated from your actual decision-making track record. A score of 65 or above indicates statistically meaningful accuracy and readiness to consider transitioning from simulation to real investing. Most active Kora Markets Play users reach this threshold within 30–60 days.
What the IRS measures
The IRS does not measure how much you know about investing. It measures how accurately you make
probability-based decisions under real market conditions — the core cognitive skill that separates consistently profitable investors from consistently unprofitable ones.
In Kora Markets Play, users make predictions about real-world outcomes across resolved markets — financial, macroeconomic, and market-related events. As markets resolve, the platform calculates how accurately you assessed the probability of each outcome. The IRS aggregates this accuracy data into a single 0–100 score.
How the score is calculated
The IRS draws on three components:
Accuracy rate: What percentage of your predictions resolved in the direction you predicted. A baseline accuracy of 50% means you are performing at chance — no better than random. An accuracy rate above 60% across a statistically significant number of markets indicates genuine predictive skill.
Calibration: Whether your confidence levels match your actual accuracy. A well-calibrated investor who says "I am 70% confident in this outcome" is correct approximately 70% of the time. Poor calibration — overconfidence or underconfidence — reduces the IRS score even if raw accuracy is reasonable.
Market breadth: The IRS requires predictions across a minimum number of diverse market types to be statistically meaningful. A high score on five markets is not the same as a high score on fifty.
What the score bands mean
Score Band Interpretation
0–40 Learning stage Accuracy at or near chance. Continue practising.
41–64 Developing Accuracy improving. Specific blind spots still present.
65–79 Ready Statistically meaningful accuracy. Consider Kora Markets Invest.
80–100 Strong track record Consistent accuracy across diverse market types.
What the IRS does not guarantee
A high IRS score is not a guarantee of future investment returns. Markets involve uncertainty by definition — even highly accurate investors make incorrect predictions. The IRS indicates that your decision-making process is sound, not that every decision will be correct.
All investments carry risk. Values can go up as well as down. The IRS is a readiness indicator, not a returns predictor.
Frequently Asked Questions
How long does it take to get an IRS above 65? Most active users reach 65+ within 30–60 days, engaging with 3–5 markets per week. The score cannot be gamed by selecting only easy markets — the algorithm weights diversity of market types.
Can my IRS score go down? Yes. The IRS reflects your rolling accuracy track record. A series of poor predictions will reduce your score. This is by design — it ensures the score reflects your current decisionmaking quality, not a historical high.
Is the IRS used by Kora Markets Invest for eligibility? An IRS of 65+ is the recommended threshold before transitioning to Kora Markets Invest. It is not a hard access gate — you are not blocked from Invest based on your score — but it is the evidence-based readiness benchmark Kora Markets recommends.
What is the difference between the IRS and the Edge Score? The IRS measures overall readiness to invest — a composite of accuracy, calibration, and market breadth. The Edge Score measures your accuracy on a specific resolved market immediately after it closes. The Edge Score feeds into the IRS over time.